We’re happy you’ve plumped for Charter Oak Federal Credit Union for the lending needs and we’re dedicated to making your member experience a simple one with our convenient online loan requests below!

A variety is offered by us of customer loans to meet up with your preferences. Apply Today!

  • Car: New or utilized cars. Our rates that are low versatile terms assist your money get further.
  • Visa: Our Platinum Visa Cards offer big advantages like great price choices, no yearly charge, and Scorecard Rewards points.
  • Individual (unsecured): we now have funding readily available for debt consolidation reduction, furniture, getaways as well as other purposes that are personal.
  • Readi-Cash Too: This individual type of credit provides borrowing that is ongoing and satisfaction, with comfortable access to money any moment, anywhere.

For guaranteed unsecured loans, please call our Contact Center at 860.446.8085 or 800.962.3237.


We now provide DocuSign! Sign your applications when you look at the comfortable surroundings of your own home, you should not bring the papers in to a branch. It’s fast. It’s convenient. It’s another good reason people Bank Better at Charter Oak!


The Charter Oak customer Lending portal now provides you with a straightforward and convenient option to use on line for a loan!

First-Time Users:

You will be directed into the application that is loan-specific. While you start to start the application with private information as well as your legitimate current email address, you will notice a message that directs one to create a profile by picking a password. Producing a profile enables you to trace the status of a credit card applicatoin also upload loan papers (also called stipulations).

Please be certain to correctly enter your email into the profile creation throughout the application procedure; otherwise the method may be delayed. Please be aware that Student Loans are not sent applications for through the Charter Oak customer Lending portal. They may be discovered here.

Simply Click in your selected loan type below to begin with: TAKE NOTE: IF YOU’VE ALREADY SENT APPLICATIONS FOR THAT LOAN, LOGIN BELOW.

Going Back Users:

Many thanks for the trust that is continued in! since you have previously developed a profile, you are able to sign appropriate in, pick the loan-specific application through the four alternatives in the squeeze page as well as your information that is personal will pre-load for you personally. Finish the remainder application and you’ll be hearing from us quickly!

Click below to login to test loan status, upload needed papers (stipulations) or submit an application for a brand new loan:


Once you’ve submitted the job:

  • You will get a contact from Charter Oak confirming we now have gotten the application.
  • When there is any information that is missing I will be in contact asking because of it.
  • If you can find stipulations mounted on the application, we shall e-mail you with this given information and exactly exactly just what this means.

What exactly are stipulations/required papers?

Stipulations are demands that must definitely be pleased prior to the loan are given. Examples are:

  • Evidence of earnings
  • Car Insurance Binder

How do you submit stipulations/required papers?

  • Login to individual profile
  • Select Application
  • Accept loan offer
  • Add files (choose file(s) to upload)
  • Submit

Stipulations can be faxed to 860.437.2360 ATTENTION: Consumer Loan Dept.

Approved, Denied, Counter-Offer, just how am I going to know?

  • We will deliver you a message aided by the choice on your own loan demand. If, whenever you want, you’ve got questions or require clarification that is further please contact our Consumer Lending Department at 860.446.3304 or 800.962.3237 x3304.
  • If for example the application happens to be rejected, you may get a message with this choice and will also be mailed a Notice of Adverse Action that will give an explanation for s that are reason( for the choice.


When your loan happens to be approved as well as the paperwork that is necessary been finalized as well as on file, your loan may be funded with respect to the kind. Please see below:

Car finance: Your car finance shall be funded in the shape of a check made payable to your dealership.

Visa: you shall get your VISA bank card in 10 company times.

Private: Your loan will be funded being a deposit into your Charter Oak Account.

Readi-Cash Too: this specific loan will simply be funded while you activate it. You might do this by phone, online, at an ATM or simply just by composing a check.

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